Does Walmart Take Venmo – Here’s How to Utilize It!

If you’re a frequent Walmart shopper and a Venmo user, you might be wondering whether Walmart accepts Venmo as a form of payment. And trust me, I understand, as I use Venmo for pretty much everything, whether it’s purchases or money transfers to family and friends.

The good news is that Walmart accepts Venmo for in-store and online purchases. In-store payments through Venmo can be made by scanning a QR code at the checkout counter using the Venmo app on your phone. For online purchases on Walmart’s website, users can select PayPal as their payment method during checkout and choose Venmo on the PayPal page.

I love that Walmart takes Venmo, especially since other forms of mobile payment like Google Pay and Apple Bay don’t work there. Although Walmart tries to push Walmart Pay and the app for most things, Venmo’s partnership formed in 2022 with Walmart has made things much easier for everyone.

Using Venmo Pay in Walmart Stores

Using Venmo to pay for your Walmart purchase is really simple, especially if you’re doing this in-store and not online.

To do this, first, make sure the Venmo app is installed on your phone. Then, when it’s time to check out, scan the QR code at the register with your phone. That’s pretty much it, and it’s one of my favorite contactless ways to pay because Venmo is already attached to my bank accounts.

This means no need to carry around checkbooks or a wallet full of bank cards at any point. If you’re like me and do 90% of your shopping on your mobile devices, you’ll be happy with the experience. It’s similar to tap to pay when you think about it!

Venmo App at Walmart Online

Venmo also works online with Walmart too! Whether its the app or the website, you can use it as a payment method. However, its not as direct as using a QR code. Instead, you can log into your Walmart app or access your account on the Walmart.com site and use PayPal to complete your transaction.

Since Venmo is a subsidiary of PayPal, you can link your Venmo account to your PayPal account to make payments.

So first select Paypal at the checkout window. Once you’re redirected to the PayPal page, login to your account, and then choose Venmo as your preferred way to pay.

A Few Things To Consider

As convenient as the Venmo payments option is at Walmart, you may still find yoruself concerned about a few things. I’ll address a few of those first which include Venmo’s payment security, and then of course limitations.

Venmo Payments Are Secure

When doing a Venmo transcation, its important to always use the Venmo app on your iOS or Android to ensure safe transactions. By scanning a Venmo QR code at the checkout, there’s no need to share your sensitive financial information directly with the retailer. Additionally, linking your Venmo account to your PayPal account can provide extra security for online purchases.

So in essence, nothing ever leaks, and its just as secure as using a tap to pay with your card. None of your account numbers are exposed, and its just a really easy way to make payments in general.

Limitations

Despite being widely accepted in the United States, some limitations exist when using Venmo at Walmart. For instance, Walmart does not allow you to withdraw money, cash checks, or purchase money orders using Venmo as your payment method. It’s specifically for the purchase of ites, nothing more, nothing less.

Additionally, Venmo cannot be used at self-checkout lanes directly, you’ll have to do the Paypal workaround just like the online shopping experience. So, if you want to use Venmo direclty, you’ll you’ll need to process your payments at a traditional register.

I get it, that’s a bit annoying, but understandable. If you want that kind of experience, you’ll need to sign up for Walmart Pay, which is essentially the same thing. You can link your cards and bank accounts, but its an entirely different app you’ll need to utilize.

Also keep this in mind, some Walmart locations may not accept Venmo, so it’s always a good idea to verify whether your local store accepts Venmo before starting your shopping trip. You can always use a Venmo debit card though. Its a physical card, but its tied to your account.