Does Walmart Provide Health Insurance – Types & Coverage

When considering employment at Walmart, you might wonder if they provide health insurance to their employees. Good news! Walmart does indeed offer health insurance options to its associates, ensuring they have access to medical coverage that suits their needs.

Walmart Insurance Services introduced Medicare plans for its employees, including Part D, Medicare Advantage, and Medicare Supplement plans from various carriers such as Humana, UnitedHealthcare, Anthem Blue Cross Blue Shield, and more.

They also offer medical plans for associate-only coverage in most locations, along with standard medical, dental, and vision plans to support their associates’ well-being. I think it’s pretty flexible all around, and you’ll definitely be able to find a coverage plan that fits your needs.

To help you understand more of what they offer, I’ll get into each of these plans, so you can get an idea of what’s included in each.

Walmarts Involvement In Healthcare

In recent years, Walmart has ventured into the healthcare industry, offering various services and insurance options for its customers and employees. Thats good news if you’re planning to work there because it means you’ve got options. With more options means better affordability of these plans.

Walmart has launched Walmart Insurance Services, which initially provides Medicare plans, including Part D, Medicare Advantage, and Medicare Supplement plans. They collaborate with an array of carriers like Humana, UnitedHealthcare, Anthem Blue Cross Blue Shield, Amerigroup, Simply Health, Wellcare (Centene), Clover Health, and Arkansas Blue Cross and Blue Shield.

Although thats a lot of partnerships already, the structure leads room for Walmart to add even more providers int he future.

Chances are with the wide availability, you’ll find coverage that fits your needs and wallet.

In addition to insurance services, Walmart also focuses on expanding healthcare benefits for its US associates. They recently updated their offerings to suit the changing needs of their employees, enhancing healthcare benefits alongside increased wages, paid time off, and no-cost college tuition.

Walmart does a good job making primary care super affordable as well. So, for those seeking affordable primary healthcare options, Walmart has introduced Walmart Care Clinic and Walmart Health.

These clinics are well equipped as well, and it’s designed to offer primary healthcare services at reasonable prices for individuals, regardless of their insurance status. Through these clinics you can get help with managing various illnesses and injuries and much more. There are no real limitations and it’s within a network of healthcare professionals you can trust.

Types of Services Provided

If I were applying to Walmart, then I’d be excited about the wide range of coverages they provide. To help you get a better idea of what’s available, we’ll break things down by primary care, urgent care, and preventative care services.

Primary Care Services

At Walmart Health facilities, you can conveniently access primary care services, such as wellness checks, physicals, sick or injury visits, immunizations, and chronic condition diagnosis, care, and management. Walmart Health also offers services like TB screening tests, well-woman visits, medication refills, and care for patients without insurance, ensuring transparent pricing for all customers.

Urgent Care Services

Walmart’s health centers are equipped to cater to urgent care needs, offering fast and reliable care to attend to unexpected health issues. While specific urgent care services may vary across centers, you can expect support for acute conditions or injuries, such as minor lacerations, sprains, or mild to moderate respiratory symptoms.

Preventative Care Services

Preventative care services play a vital role in maintaining good health and preventing the onset or worsening of illnesses. Walmart Health centers offer various preventative services, including immunizations, annual physicals, and wellness checks.

Personalized benefit offerings like Medicare plans are also available in partnership with numerous carriers like Humana, UnitedHealthcare, Anthem Blue Cross Blue Shield, and more.

Insurance and Payment Options

Walmart offers a variety of health insurance options through their Walmart Insurance Services. They work with top insurance providers to ensure you have access to quality insurance plans. Here’s a breakdown of the partnerships with UnitedHealthcare, Humana, Anthem Blue Cross Blue Shield, Amerigroup, and Clover Health.

UnitedHealthcare Partnerships

Walmart has partnered with UnitedHealthcare to provide members with affordable virtual urgent care visits. With this partnership, you can access high-quality, convenient care from trusted providers at any time, giving you peace of mind knowing that healthcare is just a click away.

Humana Partnerships

When browsing Walmart Insurance Services, you’ll find that they offer Medicare plans from Humana. These plans can include Part D, Medicare Advantage, and Medicare Supplement options.

Other Insurance Partnerships

Walmart Insurance Services also features Medicare plans from Anthem Blue Cross Blue Shield. These plans focus on providing comprehensive health insurance coverage and personalized care, ensuring you receive the right plan for your needs.

Amerigroup is another provider featured in Walmart Insurance Services’ lineup as well as Clover Health.

Medical and Dental Benefits At Walmart

Regarding dental benefits through Walmart, preventive care is 100% covered when you see a Delta Dental PPO dentist. This coverage includes cleanings, fluoride treatments, bitewing X-rays, exams, sealants, and more, with no deductible required.

You also have the option to see a Delta Dental Premier dentist for the same preventive care services. The plan features a $75 deductible for individuals and a $225 deductible for families.

In addition to dental benefits, Walmart offers medical benefits through its Walmart Health initiative. The program aims to simplify healthcare by consolidating medical, dental, and behavioral health services under one roof, making it easier to manage your health.

The cool thing about all this is that both full-time and part-time Walmart employees are eligible for various benefits depending on their classification in the company’s payroll system. You don’t have to feel the pressure of taking on more hour just to get more benefits, you’ll get them regardless of how much you work.

The benefits package can include insurance, health and wellness programs, financial and retirement planning, family and parenting support, vacation and time off, and professional support. What you want in there depends on your budget.

Special Care for Seniors

If you’re a bit older and considering Walmart for work, then the benefits work well here too. Walmart recognizes this and offers several services specifically designed for seniors through various partnerships.

One of the key services tailored for seniors is provided through Walmart’s partnership with UnitedHealth Group. Focused on preventive healthcare for individuals aged 65 and older, this partnership aims to offer accessible and affordable healthcare services.

Not only does this partnership bring in-person services through Walmart Health Centers, but it also extends to virtual healthcare services for people of all ages.

Walmart has also joined forces with Centene, a leading healthcare insurance provider, to offer Medicare Advantage plans to seniors in various states such as Arkansas and Georgia. These Medicare Advantage plans provide additional benefits to seniors than traditional Medicare plans.