What Is A Walmart Shopping Card – And How To Apply For One!

A Walmart Shopping Card, commonly referred to as a Walmart Gift Card, is a preloaded card that can be used as a form of payment while making purchases at Walmart stores or online at walmart.com. They come in various designs and denominations, making them a versatile gift option for anyone on any occasion.

These gift cards are not only limited to Walmart-branded cards but also include specialty gift cards from various popular retailers and services. With a wide range of brands available, customers have a vast selection of gift cards, making the shopping experience more enjoyable and personalized.

Advantages Of Using A Walmart Gift Card

One significant advantage of Walmart Gift Cards is that they never expire, giving recipients the flexibility to use them at their convenience without the pressure of time constraints on their purchases. In addition, Walmart offers a hassle-free return policy on gift cards, allowing customers to return unused cards within 90 days of purchase.

Types of Walmart Shopping Cards

There are two main types of shopping cards provided by Walmart:

Physical Cards

Physical Walmart shopping cards are made of plastic and can be purchased at Walmart stores or other authorized retailers. The cards come in various denominations and designs, making them suitable for different occasions, such as birthdays, weddings, or simply as a token of appreciation.

These cards can be used for purchasing products in brick-and-mortar Walmart stores, where customers hand them over to the cashier at checkout.

The available balance is stored in the card’s magnetic stripe, and the cashier will deduct the purchase amount from the balance. Physical Walmart shopping cards do not have expiration dates, and any remaining balance can be used for future purchases.

E-Gift Cards

Walmart eGift cards are digital versions of traditional gift cards that can be securely emailed to someone. They offer a more convenient and environmentally friendly alternative to physical cards, as they can be easily purchased online and delivered to the recipient almost instantly.

These eGift cards come with unique codes that can be used for shopping on Walmart.com or in Walmart-operated stores. When purchasing online, customers simply enter the eGift card code during checkout, and the purchase amount will be deducted from the available balance.

Like physical cards, eGift cards also do not have an expiration date.

Walmart eGift cards can also be used in-store by printing the barcode or showing the barcode on a smartphone or other device, allowing store associates to scan it during checkout.

How to Purchase and Reload Walmart Shopping Cards

Walmart shopping cards, or gift cards, are a popular and convenient way to shop at Walmart stores or online. This section will guide you through purchasing and reloading Walmart shopping cards, focusing on three different methods: in-store, online, and via mobile app.


Purchasing a Walmart shopping card in-store is relatively straightforward. Simply visit your local Walmart store, locate the gift card display, and select the desired gift card design. Next, take the card to the cashier and provide the amount you wish to load onto the card.

The cashier will then activate and load the card for you. To reload your Walmart shopping card, visit your local Walmart store and let the cashier know how much money you want to add to the card. Note that cards can only be reloaded by retail customers in-store.


To purchase a Walmart shopping card online, visit Walmart’s gift card page and choose from various designs and denominations. Once selected, the card can be delivered via mail or email. Unfortunately, Walmart gift cards cannot be reloaded online.

Via Mobile App

Another convenient way to purchase a Walmart shopping card is through the Walmart mobile app. After downloading and installing the app, navigate to the gift card section and follow the same process as purchasing one online. Choose a design and denomination; the card can be delivered by mail or email.

For users with a Walmart MoneyCard, you can reload your card via the mobile app. Simply choose the ‘Rapid Reload’ option, and the funds will be available on your card.

Now that you are familiar with purchasing and reloading Walmart shopping cards, you can confidently use them to shop at Walmart in-store and online while enjoying the convenience and flexibility they provide.

Benefits of Using Walmart Shopping Cards

Walmart shopping cards come with various benefits that cater to the needs of shoppers. These cards offer convenience, budgeting and tracking expenses, gifting, and rewards options to improve the shopping experience.


Walmart shopping cards provide a convenient way to shop at Walmart stores and online. They can be easily reloaded, allowing customers to seamlessly manage their shopping expenses. Additionally, the cards simplify the checkout process, allowing shoppers to purchase online or in-store without needing cash or credit cards.

Budgeting and Tracking Expenses

These cards are an excellent tool for budgeting and tracking expenses. Customers can load a specific amount onto the card, effectively setting a spending limit within their budget. Furthermore, the ability to track expenses makes it easier for users to monitor their spending habits, helping them make informed financial decisions.


Walmart shopping cards make excellent gifts for friends, family, and colleagues. They can be used at all Walmart locations, allowing recipients to choose whatever items suit their needs or preferences. Additionally, the cards eliminate the hassle of selecting the perfect gift, making the process simple and enjoyable for the gifter.


Walmart shopping cards can reward users for purchases, mainly when using the Capital One Walmart Rewards Card. Cardholders can earn cashback on every purchase, and the accumulated rewards can be redeemed for various options, such as travel, statement credits, or gift cards.

How to Check the Balance on Your Walmart Shopping Card

Keeping track of your Walmart Shopping Card balance is essential to make your shopping experience seamless. Here are three convenient ways to check the balance on your Walmart Shopping Card: online, in-store, and via phone.


One of the easiest ways to check your balance is by visiting the Walmart Balance Check webpage. Enter your 16-digit card number and 4-digit PIN, then click the “Check Balance” button. The page will display your remaining balance in a matter of seconds.


You can also check your shopping card balance in person when visiting a Walmart store. Head to a checkout register and ask the cashier to scan your card. The cashier will then inform you of your current balance. This method is especially helpful when shopping since it lets you know your available funds.

Via Phone

Another convenient option to obtain your Walmart shopping card balance is using your phone. Dial 1-888-537-5503 and follow the automated prompts to provide your card number and PIN. The system will then provide you with your current balance.

This method allows for quick access to your balance, even when you’re not near a computer or a Walmart store.

Walmart Shopping Card Usage Limitations and Restrictions

While these cards offer flexibility and convenience, they also come with certain limitations and restrictions that users should be aware of:

Value limitWalmart gift cards have a value limit ranging from $5 to $500 on each card.
FlexibilityCardholders can use the card’s value over multiple transactions.
Return and refundWalmart gift cards are not returnable or refundable.
ResaleThe unauthorized reselling of Walmart gift cards is prohibited. Purchasing them from Walmart or other authorized retailers is recommended.
ExpirationWalmart gift cards do not expire, but some states may require dormancy fees after a certain period of inactivity.
RedemptionWalmart gift cards may be used for purchases at Walmart stores, Walmart.com, Sam’s Club, and Samsclub.com.
LimitsWalmart gift cards cannot be used to purchase other gift cards, prepaid cards, or money orders. They also cannot be used for purchases of alcohol, tobacco, or firearms.

Lastly, while Walmart gift cards can be used in-store and online at Walmart.com, they may not be widely accepted at other locations. This means that, although versatile within Walmart’s shopping ecosystem, these cards may not be the best option for use at other retailers.

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