Does Aldi Take Credit Cards – Payment Methods You Can Use

If you’ve ever been to Aldi, then you know it’s not like other grocery stores. For a while there, all they accepted was cash or debit when you paid for your groceries. For me personally, that was always tricky because I don’t like using cash, and I almost never carry my debit card with me.

Things have changed, though, and new customers to the store will be glad to know that Aldi accepts credit cards. This means you can earn points and have more options with how you spend your money there.

This change took place in 2016, so fairly recently. Before this change, Aldi had a more limited acceptance of credit cards due to the fees associated with certain cards. They now accept cards from the four major U.S. payment networks, including Visa, Mastercard, American Express, and Discover.

If you’re curious about contactless payment methods, Aldi also supports that as well. So, you can use your smartphone or other capable devices to make your payment process even smoother.

Are There Certain Credit Cards That Aldi Does Not Accept?

Because Aldi takes credit cards from all major payment networks, you’ll probably have no issues using any cards currently in your wallet.

Aldi accepts these major credit cards:

  • Visa
  • MasterCard
  • American Express
  • Discover
  • Diners Club
  • JCB

Issues might come up if you try using some of these credit cards at Aldi stores outside of the US. For example, Australian based Aldi stores only take Visa and Mastercard.

However in general, I’ve never had any of my credit cards declined and I’ve tried a variety of them there. Anything from niche hotel credit cards, to bigger options. As long as they have one of the four major logos on it, you’re good to go!

Other Accepted Methods of Payment

In addition to credit cards, ALDI offers various payment options to make shopping convenient. Let’s look at some other payment methods you can use while shopping at ALDI.

First, cash is always a widely accepted form of payment at all of their stores. It is a quick and easy way to pay for purchases without additional fees.

ALDI gladly accepts most debit cards for a safe and quick transaction. Moreover, they even have self-checkout stations that accept debit cards but not cash, so you’ll need to get in a traditional line to do that.

For government assistance customers, ALDI also supports Electronic Benefits Transfer (EBT) and Supplemental Nutrition Assistance Program (SNAP) payments. EBT and SNAP work like debit cards, allowing you to purchase eligible items seamlessly.

Please note that ALDI may not accept personal checks as a payment method due to the risk of bounced checks. However, they have embraced modern payment solutions like Apple Pay and Google Pay for contactless payments.

Unfortunately, ALDI does not accept WIC (Women, Infants, and Children) program payments.

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