Walmart Discount Card – All You Need To Know

If you’re considering Walmart for future employment, then you’ll be happy to know that they offer various benefits to its associates, including the Walmart Associate Discount Card. The discount card provides an enticing 10% off on regularly priced general merchandise and fresh produce for associates.

The card is versatile, but it can only be used at Walmart stores in the United States. Plus, cardholders can enjoy a similar discount on select merchandise available online at

With its user-friendly features, associates can easily apply the discount to their online purchases by entering the necessary information to confirm their employment status. It’s as simple as a quick scan or swipe to receive your discount.

Let’s talk a little more about how the card works, who’s eligible, and much more that you can do with this card.

Setting Up Your Walmart Discount Card

To use the Walmart Discount Card, associates simply:

  1. Obtain the discount card, typically given after meeting eligibility requirements as a Walmart associate.
  2. Present the card at the in-store purchase time to receive the discount on eligible items.
  3. For online purchases on, associates must register for an account if you still need one. Once your account is set up, you can link their discount card to the online account to receive the 10% discount on eligible merchandise. Keep in mind that the following categories of items are eligible for discounts:
  • Fresh produce
  • Regularly priced general merchandise
  • Regularly priced pharmacy prescriptions not covered by insurance

Eligibility for Walmart Associate Discount Card

While the discount card is great to have, there are some eligibility requirements. One being that you’re associate with Walmart of course as an employee, but also some other perks you may not be aware of.

Current Associates

The Walmart Associate Discount Card is available to all associates who have worked at Walmart. The only catch is you need to be there for a minimum of 90 days to get it. I do know that other types of businesses give discounts right away, but Walmart makes you wait it out a bit.

I think thats important because it shows a level of commitment to the company, and it’s a nice thank you from them in some ways. Eligibility starts on the 91st day of employment, and the card can be used to get discounts on items in the store and online.

Former Associates

When you’re done working with Walmart, your discounts don’t just disappear. Well, that is if you’ve put in a considerable amount of time at the company. In this case, at least 15 consecutive years!

For former Walmart associates who are over the age of 55 and have worked at the company for at least 15 continuous years, a long-term service Associate Discount Card is available. This card allows eligible former employees to continue enjoying the discount benefits even after leaving the company.

If you plan to be there a while, it’s a nice perk to have and allows you to venture off into other career endeavors while still benefitting. It’s a nice gesture by Walmart that we don’t see a lot of other companies do.

Spouses and Dependents

The Walmart Associate Discount Card can also be used by an associate’s spouse and dependents. However, there may be certain limitations and restrictions on what items would be eligible for a discount when using the card for these individuals.

It is recommended to check with your local store or Walmart HR for specific guidelines.For example, some stores only let you share that discount with others if they are also employees at Walmart.

Online Shopping at

If you prefer shopping online, you can apply the discount at To take advantage of this, follow these simple steps:

  1. Visit and register for an account if you still need to get one.
  2. Once logged in, head to the account section and enter your discount card number.
  3. Shop for eligible items and proceed to checkout.
  4. The discount will be applied to eligible items in your order.

While most items are eligible for purchase discounts, there are limitations. You can review which items are eligible in your shopping cart before making your purchase.

Maximizing Your Savings

There are many ways to maximize your savings when using a Walmart discount card. One way you can do this is by stacking your discounts with other offers. You can also make use of cash-back perks too.

Stacking Discounts with Other Offers

One effective way to maximize your savings is by stacking your Walmart discount card with other offers and promotions. Here are a few tips to consider:

  • Look out for Walmart promo codes and in-store or online deals. For example, you might find a Walmart promo code that offers a 20% discount on specific items, which can be combined with your Walmart discount card.
  • Utilize reward points and programs from your credit card, if applicable. For example, some credit card companies offer points that can be redeemed for Walmart gift cards or cash back.
  • Check the Walmart clearance section for deeply discounted items. You can use your Walmart discount card on top of these discounts to save even more.

As you a see, that 10% can be more like 20 – 30% if you are smart with how you make your purchases. With Walmart offering low prices all the time and rotating deals, you’re almost guaranteed to make a significant savings on anything you buy. Just as long as you do is strategically.

Utilizing Cash-Back Services

Another excellent strategy to maximize your Walmart discount card savings is by using cash-back services. Several platforms provide cash-back offers that can be used in conjunction with your Walmart discount card:

  1. Cash-back websites and apps: Many cash-back websites and apps offer a percentage of your purchase back when you shop through their platform. Combine the cash-back offer with your card’s discount to make the most of your Walmart discount card.
  2. Cash-back credit cards: Some credit cards offer cash-back rewards on specific categories or retailers, including Walmart. Consider looking for a cash-back card that offers the best rewards on Walmart purchases.
  3. Coupon websites and apps: Combining your Walmart discount card with digital coupons from coupon websites and apps can help you save even more. Make sure to check for valid coupons before making purchases.

Lost or Stolen Discount Cards

Losing or having your Walmart associate discount card stolen can be a frustrating experience. With the intensity of a workday at Walmart, it’s not uncommon for this to happen from time to time. Thankfully, replacing your card is super easy to do via Walmarts Customer Service portals. Here’s how that all works.

Reporting the Lost or Stolen Card

If your associate discount card goes missing, it’s crucial to report it as soon as possible. To report a lost or stolen card, you can:

  1. Call Customer Service and follow the prompts for the option to report a lost or stolen card. This option is available without having to log into the system, so your card number is not required to report the lost or stolen card.
  2. Log into the Walmart OneWire system and search for “associate discount card.” You should find the appropriate link among the first few choices to report your card as lost or stolen.

Getting a Replacement Card

Once you have reported your lost or stolen card, it’s time to get a new one. Follow these steps to request a replacement discount card:

  1. Log in to your Walmart MoneyCard app and tap on Settings.
  2. Tap on Manage Card.
  3. Tap Report Card Lost/Stolen.
  4. Select whether your card was lost or stolen.
  5. Enter the date you last used your card.
  6. Confirm the address is accurate, and tap Confirm card lost/stolen.

After completing these steps, a new associate discount card will be sent to the address you have confirmed in the app. Remember, losing your discount card is not the end of the world, and you should be able to get a new one quickly by following the steps outlined above.

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